Risks

Reliable and precise information for efficient risk management

In the current economic climate, it is important for banks to obtain an overall view of the risks (market risk, credit risk, operational risk) they face. FlexFinance is conducive to risk management since value at risk, earnings-at-risk and liquidity risk can be mapped at portfolio level as well as at balance sheet level. In addition to providing a consolidated view of risks and the associated changes, FlexFinance also helps to compare and reconcile these risks with the accounting view.

Risk measurement, identification and aggregation of credit risks,
market risks, operational risks

Not only does the solution quantify financial risks (market risk, credit risk, operational risk) individually, but it allows banks to integrate these risks as well as their interactions to provide an overall view of the risk situation for internal and external disclosure. By implementing FlexFinance, a financial institution can relate risks to expected and realised profit respectively before and after a transaction is concluded. FlexFinance enables banks to gain extensive, long-term benefits by using risk identification, risk measurement and risk aggregation throughout their organisations.

• Robust and comprehensive risk platform to adopt quickly to new requirements.
• Transparency and complete check of the entire data aggregation process by tracing data to individual deal level.
• Prognostic risk management by monitoring of core indicators for financial, operational and business processes at all required points of time.
• High level of traceability for counterbalancing capacity and consistent archiving, integrity and availability of data.
• Method of value at risk VaR is known to bet he best at capturing risks from unlikely events or during times of economic uncertainty.