Liste de produits

Loan Origination

• Consumer Loans
• Mortgages
• Corporate Loans
• Loan Applications
  • Borrowers
  • Credit Products
  • Borrower Check and Rating
  • Credit Offer
  • Decisions
  • Payments
  • Lending Documents

Account Processing

• Loans Subledger
• Payment Orders
• Incoming Payments/Distribution of Payments

Bank Capital Management (ALM, Liquidity, Risk)

• ALM/Treasury
  • ALM/Interest Rate Gap Analysis
  • ALM/Present Values
  • ALM/Mark-To-Market
  • ALM/Backtesting
  • ALM/Profit&Loss
  • Net Income and Shock Risks
  • Funds Transfer Pricing
• Liquidity
  • Maturity Gap Behaviour
  • Stress Scenario Analysis
  • Survival Period
• Business Scenarios/Simulation
  • Default Scenarios
  • Shift of Payments
  • Early Repayments
  • Expected New Business
  • Interest Rate Scenarios
  • Counterbalancing Capacity (CBC)
• Risk Management
  • Value at Risk (VaR)
  • Conditional Value at Risk (CVaR)/Expected Shortfall (ES)
  • Credit Spread Risk
  • Interest Rate Risk in the Banking Book (IRRBB)
  • Concentration Risks

Business Optimisation (AI)

• Machine Learning
• Enhanced Risk Provisioning
• Credit Risk Adjusted Pricing
• Early Warning System (payment default)